A Spoon Full Of Sugar

Did you know that being overweight can cost you more? Yesterday's Associated Press reported that some companies are now determining your health insurance premiums based on your life style. You can see the entire article here:
http://health.yahoo.com/news/179186;_ylt=AhdePsYxTu9oOftCkCVGUQqmxbAB

In a nutshell, employers are beginning to feel the burden of the obesity epidemic in their pockets, and they have found a solution: if you weigh more you pay more. Obesity, high blood pressure and high cholesterol are some of the determining factors in how much someone would pay for their share of employer based health benefits.

Luckily, there are bonuses too. Some employers are offering bonuses to employees who practice healthy lifestyles and reduce health risk factors or maintain good health.

So here is the question: Is it fair? Well, let's look at it this way, do you like paying higher premiums for car insurance when you have a spotless driving record, but you neighbor is averaging 1.2 fender benders a year? Doesn't your car insurance policy reward you with a lower rate for your abilities? Is that fair?

We are now living in an era when health insurance is becoming a luxury item. The burden placed upon health insurance costs over the next 15 years are going to sky rocket because of the obesity epidemic we as a nation are facing. So I have to say yes, yes it does seem fair that I would pay less for insurance than someone who eats at McDonald's 3-4 times a week if they are truly basing the premium difference on PROVEN CONTROLLABLE side effects of living an unhealthy or high risk life style.

And please don't blame it on your Thyroid, I have Hoshimoto's Disease and have been treating my hypothyroid disorder since 1996...though THAT disorder is probably going to be protected under the Americans With Disabilities Act....so you will be fine.

Have a healthy day.

A Spoon Full Of Sugar

Did you know that being overweight can cost you more? Yesterday's Associated Press reported that some companies are now determining your health insurance premiums based on your life style. You can see the entire article here:
http://health.yahoo.com/news/179186;_ylt=AhdePsYxTu9oOftCkCVGUQqmxbAB

In a nutshell, employers are beginning to feel the burden of the obesity epidemic in their pockets, and they have found a solution: if you weigh more you pay more. Obesity, high blood pressure and high cholesterol are some of the determining factors in how much someone would pay for their share of employer based health benefits.

Luckily, there are bonuses too. Some employers are offering bonuses to employees who practice healthy lifestyles and reduce health risk factors or maintain good health.

So here is the question: Is it fair? Well, let's look at it this way, do you like paying higher premiums for car insurance when you have a spotless driving record, but you neighbor is averaging 1.2 fender benders a year? Doesn't your car insurance policy reward you with a lower rate for your abilities? Is that fair?

We are now living in an era when health insurance is becoming a luxury item. The burden placed upon health insurance costs over the next 15 years are going to sky rocket because of the obesity epidemic we as a nation are facing. So I have to say yes, yes it does seem fair that I would pay less for insurance than someone who eats at McDonald's 3-4 times a week. If they are truly basing the premium difference on PROVEN CONTROLLABLE side effects of living an unhealthy or high risk life style.

And please don't blame it on your Thyroid, I have Hoshimoto's Disease and have been treating my hypothyroid disorder since 1996...though THAT disorder is probably going to be protected under the Americans With Disabilities Act....so you will be fine.

Have a healthy day.

The Key To Health

Continuing on my healthy lifestyle blog from yesterday, I found a report from the Harvard Medical School Newsletter promoting the virtues of exercise as a critical component to health and longevity. You can read the article for yourself: http://www.health.harvard.edu/healthbeat/HEALTHbeat_062107.htm



But here is a quick quote from their June 21, 2007 newsletter:

"In a nutshell, exercise can:
-reduce your chances of getting heart disease. For those who already have heart disease, exercise reduces the chances of dying from it.
-lower your risk of developing hypertension and diabetes.
-reduce your risk for colon cancer and some other forms of cancer.
-improve your mood and mental functioning.
-keep your bones strong and joints healthy.
-help you maintain a healthy weight.

-help you maintain your independence well into your later years."

When you are sick, you do not feel good, you do not want to get out in the world and live life to the fullest. When we are sick life has to slow down until we are better....and some of these illnesses take months or years to recover from, if you can recover at all.



Find time for fitness and exercise, there are more reasons to do it everyday.



What is your motivation?



Have a healthy day!